Real interest rates: Negative

How US sectors performed when real yields were negative

Since Jan 3, 1983, the record reads this regime on 30.1% of trading days, across 275 episodes with a typical run of 9 sessions. Across those sessions since Dec 22, 1998, Information Technology did best at +17.3% a year and Financials did worst at -0.6%, against +14.5% for the S&P 500.

Figures as of Sep 23, 2026 · recomputed every trading day

The regime in the record

Share of trading days
30.1%
Separate episodes
275
Typical run
9 sessions
Longest run
61 sessions
Last seen
Feb 26, 2026
Today
Not in force

Sector by sector

Annualised mean return on the session after each regime day. Sorted by the regime figure.

AssetIn this regimeAll daysvs S&P 500Up sessionsVolatilitySessions
Communication Services XLCsince 2018+34.3%+12.3%+3.5%55%19%539
Real Estate XLREsince 2015+27.9%+5%-1.2%54%17%707
Information Technology XLK+17.3%+12.4%+7.1%55%25.6%1,997
Energy XLE+14.6%+10.2%+4.4%52%29%1,997
Utilities XLU+13.2%+5.4%+3%54%18.8%1,997
Consumer Discretionary XLY+12.7%+10.4%+2.5%54%22.5%1,997
Industrials XLI+10.5%+9.4%+0.3%54%20.7%1,997
Materials XLB+10.3%+8.5%+0.1%51%24.2%1,997
Health Care XLV+8.5%+8.5%-1.7%53%17.5%1,997
Consumer Staples XLP+4.1%+5.3%-6.1%52%15.2%1,997
Financials XLF-0.6%+7.8%-10.8%50%28.9%1,997

Context

AssetIn this regimeAll daysvs S&P 500Up sessionsVolatilitySessions
S&P 500 SPY+14.5%+10.2%—55%18.6%2,658
Nasdaq 100 QQQsince 1999+19.3%+13.4%+9.6%55%25.7%1,971
Russell 2000 IWMsince 2000+17.4%+9.8%+6.1%54%24.3%1,805
Long Treasuries TLTsince 2002+0.3%+1%-14.6%52%13%1,701
Gold GLDsince 2004+12.3%+11.7%-3.2%52%18.3%1,508

How this regime is defined

Real interest rates reads Negative in the daily regime record.

Method and limits

Descriptive statistics over the published regime record — not a backtest, a forecast or advice. Each regime day is credited with the NEXT session's return, so a regime never earns the move that revealed it. Returns are ETF price returns (dividends excluded), annualised as 252 × the mean session return; volatility likewise. Sector funds start in December 1998 (Real Estate in 2015, Communication Services in 2018); the regime record starts in 1980. Labels are the engine's as currently published and are recomputed when its method improves. A figure with fewer than 60 sessions is not shown.

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Questions

Which sectors did best when real yields were negative?
Information Technology +17.3%, Energy +14.6%, Utilities +13.2%. Annualised mean next-session returns since Dec 22, 1998; the S&P 500 returned +14.5%.
How common is this regime, and how long does it last?
It appears on 30.1% of trading days since 1983, in 275 separate episodes. The typical run is 9 sessions; the longest lasted 61 sessions.
Is this regime in force today?
No. It was last seen Feb 12, 2026 – Feb 26, 2026. The daily nine-axis reading is on the Regime Radar.
Is this a backtest?
No. It describes how assets behaved on the session after each day the regime was read, with no portfolio, costs or selection. A backtest would test a rule; this records a history.