S&P 500 comparison · Financials

Aflac vs MetLife

Prices at close . Model readings .

Aflac

$121.75−0.2%
Month: negativeLong run: neutral

MetLife

$99.64−0.34%
Month: negativeLong run: neutral
Price change

Price change, with the S&P 500 as a benchmark

Percent change in each close since the start of the chosen range, for both companies and the S&P 500 (SPY). Daily closes over the last year, weekly before that and monthly before five years.

In short

How the two compare

On the latest closes (28 Oct 2026), MetLife is the larger company by market value ($64.46B against $61.55B). Over the past year Aflac returned +15.6% and MetLife +29.9%, while the S&P 500 returned +12.7%. The latest filed P/E is 15.3 for Aflac and 16.2 for MetLife, and the operating margin 24.9% against 8.4%. Over the next 21 sessions the model expects −0.7% for Aflac, with a 47% chance of a rise, and −0.78% for MetLife, with a 13% chance. Aflac's long-run fair value is $125.61, a gap of +3.2% to its price; the long-run model view is neutral. MetLife's long-run fair value is $95.83, a gap of −3.8% to its price; the long-run model view is neutral.

Model view

What the model expects

Expected returns and the chance of a rise from our forecasting models, and the long-run fair value against the price. Readings, not advice.

Model readings:
Expected returnnext 21 sessions
AFL−0.7%
MET−0.78%
Chance of a risenext 21 sessions
AFL47%
MET13%
Expected returnnext 63 sessions
AFL+1.72%
MET+0.81%
Range of outcomes63 sessions, 80% band
AFL−14.5% to +17.9%
MET−18.2% to +19.8%
Chance of a risenext 63 sessionsMembers only · see plans
Long-run fair valueintrinsic value model
AFL$125.6128 Oct 2026
MET$95.8328 Oct 2026
Gap to pricefair value against the close
AFL+3.2%
MET−3.8%
Past readings that matchedsign of the 21-session outcome
AFL43.9%of 269
MET35.4%of 269
Price performance

How the prices moved

Price change over each period, with the S&P 500 (SPY) for comparison.

Closes to
1 monthS&P 500: +1.1%
AFL+7.1%
MET+4.7%
6 monthsS&P 500: +8.5%
AFL+5.8%
MET+27.9%
Year to dateS&P 500: +13.3%
AFL+12.1%
MET+28.9%
1 yearS&P 500: +12.7%
AFL+15.6%
MET+29.9%
5 yearsS&P 500: +70.7%
AFL+141.5%
MET+73.9%
1 year against the S&P 500percentage points
AFL+2.9 pts
MET+17.2 pts
Position in the 52-week range0% low, 100% high
AFL70%close $121.75 in $103.27 to $129.57
MET89%close $99.64 in $66.41 to $103.65
Against the 200-day average
AFL+5.9%
MET+17.4%
Valuation

What the market pays

Size and the multiples from the latest filed quarter. A P/E on losses reads n/m.

Filings: quarter to
Market value
AFL$61.55B28 Oct 2026
MET$64.46B28 Oct 2026
Enterprise valueat the last filing
AFL—Not in the latest filing data.
MET$35.89B30 Jun 2026
P/Elatest filed
AFL15.3
MET16.2
Price to book
AFL1.96
MET1.97
EV / EBITDA
AFL10.95
MET5.54
Free cash flow yield
AFL4.47%
MET28.42%
Dividend yield
AFL2.01%
MET2.76%
Questions

Aflac or MetLife: common questions

Which is larger by market value, Aflac or MetLife?

MetLife, at $64.46B against $61.55B for Aflac, on the latest closes (28 Oct 2026).

Which has the higher P/E ratio, Aflac or MetLife?

MetLife has the higher latest filed P/E, 16.2; Aflac's is 15.3. Filings: quarter to 30 Jun 2026.

How did Aflac and MetLife move over the past year against the S&P 500?

Over the past year Aflac returned +15.6% and MetLife +29.9%, while the S&P 500 returned +12.7%. Prices at close 28 Oct 2026.

What does the model expect for Aflac and MetLife over the next month?

−0.7% for Aflac with a 47% chance of a rise, and −0.78% for MetLife with a 13% chance, over the next 21 sessions. Model readings 28 Oct 2026. These are model readings, not advice.

How do the operating margins of Aflac and MetLife compare?

The operating margin is 24.9% for Aflac and 8.4% for MetLife. Filings: quarter to 30 Jun 2026.

Do Aflac and MetLife shares move together?

Over the past year the correlation of their daily returns was 0.49 (loosely together); 1 means they always move together, 0 unrelated, −1 opposite. Prices at close 28 Oct 2026.

In the consoleCompare up to four companies with every model readingMembers see the 63-session chance of a rise and all four horizons, side by side in Research › Compare.
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The two company pagesAflac (AFL) forecast and analysisMetLife (MET) forecast and analysis
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BrowseAll Financials companiesAll comparisonsHow the model readings are made

Model readings are research estimates, not investment advice. Prices: daily closes. Fundamentals: the latest SEC filings. Short interest: FINRA, settlement 30 Sep 2026. A dash means the figure is not in our data; it is never shown as zero. The model view follows a published rule: next month by the sign of the expected return, the long run positive at a fair value 10% or more above the price and negative at 10% or more below it.